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Insurance

30% Employee Contribution.
Begins 30 days after start date, LTD 90 days

Medical

Dental

Long Term Disability, Life & Accidental Death and Dismemberment

Medical Insurance

BlueCard PPO

  • Two types of coverage in one plan
    • Managed Care
    • 70/30 Traditional Plan
  • No Designated Primary Care Physician
  • No Referrals Required for Specialized Treatment
  • Nationwide Office Coverage
  • $5.00 Co-payment
  • Prescription Plan
    ($10 Generic/$15 Name Brand)
  • Vision Coverage
  • Higher Monthly Employee Contribution

HMO Blue

  • Managed Care
  • Primary Care Physician
  • Primary Care Physician directional system using referrals for specialized care
  • Nationwide Emergency Room Coverage
  • $10.00 Co-payment
  • Prescription Plan
    ($10 Generic/ $15 Name Brand)
  • Vision Coverage
  • Lower Monthly Employee Contribution

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Dental Insurance

Managed Dental Choice

  • Primary Care Dentist
  • $5,00 Co-Payment*
  • 100% Coverage on Preventative Service
    • Office Visit
    • Cleaning & X-Rays
  • 100% coverage on Basic Service*
    • Fillings
    • Extractions, Root Canal
    • Certain Procedures
  • 50% Coverage on Major Service*
  • Lower Monthly Employee Contribution
  • No dollar limit of coverage per person per year

Traditional

  • No Designated Dentist
  • 80/20 Traditional Plan
  • $50.00 per person per year deductible/ $150 for family 3 persons and above
  • 100% Coverage on preventative Service - Deductible Waived
  • 80% Coverage on Basic Services - After Deductible
  • No Coverage on Major Services
  • $1,000.00 limit per person per year
  • Higher Monthly Employee Contribution

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Long Term Disability, Life & Accidental Death
and Dismemberment

Long Term Disability

  • Covers 60% of Monthly Gross Income

  • Six-Month Disability waiting period

  • Life Time Coverage

Life Insurance & Accidental Death and
Dismemberment Insurance

  • $50,000.00 Term Life Insurance

  • Term-of-Employment Coverage

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